Do you want to buy a home but bad credit or credit challenges are holding you back?
There's No Place Like Home Homebuyer's Club (TNPLH)
So you’re ready to find your dream home, but sadly, your credit is not. Unfortunately, not all homebuyer's will get approved for a mortgage loan the first time around. Did you know your mortgage loans can be denied for any number of reasons? Perhaps you suffered a hardship or changed jobs. Or possibly you spent unwisely in your earlier years, not realizing the effect it would have later. Maybe you were unaware of discrepancies in your credit report, altogether. Not to worry, bad credit CAN be fixed!
I can help you:
• Systematically analyze your current credit
• Eliminate any inaccurate information from your credit report
• Build a strategy to help improve your credit score in months, not years!
Let me guide you through repairing your credit and greatly improving your chances of homeownership!
We aren’t born with good or bad credit. We earn a credit score based on many personal variables over time. At TNPLH, we teach you what your credit score is, how to read your credit report, and how to proactively monitor your activities so that you increase your score and improve your credit opportunities.
I lived your situation! When I was young, I didn’t even know I had a credit score, or that it was a bad one. Through my experience, I have learned the ins and outs of credit repair. I can help you, too!
Rule Number One: Know your credit score and read your credit report
That is advice I wish I had before I was turned down … twice. Honestly, I had no business filling out a loan application. I was so naive about personal finances. I had no idea what was required to get a mortgage loan. I had no clue that I needed to have money saved. And I certainly didn't know that I needed a good credit score. The truth is (don't judge) I thought only rich people had credit scores. So, you can imagine my excitement when the Lender said that mine was 535. Prouder than a peacock I asked the loan officer, "where do I sign?". All he could say was, "nowhere, you don't qualify".
Now, I have turned my “learning experience” into my passion! I'm going to teach you in months what took me years to figure out!
Talking finances and credit can be stressful (and embarrassing), it was for me. That is why you aren't just a number to me; you are important, and I care about helping you become the most credit-worthy homebuyer and reaching your dream of owning a home. I take the stress out of the process and as your credit coach I will personally:
• oversee the dispute process with creditors & debt collectors
• help correct discrepancies with consumer reporting agencies
• recommend credit building products to boost your score
• help you budget to decrease debt, increase savings and
• help find preferred lenders to get you qualified to buy a home
Buying a home is still the American dream. Finding someone willing to lend you the money for it, doesn't have to be a nightmare.
Finding the perfect home is still the American dream.
"Thanks to Ms. Dolores we are preapproved through a few lenders."
"They started on my new home."
"...I am meeting with my builder tomorrow evening. I am so excited to discuss what my brand NEW house will look like inside. Thank you so much! I'll always tell others about you, but unfortunately, their mindsets must be ready."
"..I will be closing on my First Home in a few weeks!! Your program truly works! The budget counseling and understanding your credit scores was the best money I ever invested in with There's No Place Like Home. Joining the club truly gave me HOPE for a much brighter future! Thank you."
"Good morning Ms. Dolores I'm just letting you know that I will be closing on March 20th."
"We got approved! And we got the house we were going for."
"I was approved for a house. We will probably apply in February so we can have more money with our down payment . Thank you for everything!"
"When I started working with Dolores Sherman my credit was a mess but within 6 to 9 months my credit is near 700 score. Now I'm on the road to getting approved for a home loan and obtaining a home of my own. Than you for your help!"
Buying a home is one of the most significant purchases in a lifetime. Therefore, it is essential to have an experienced team in your corner, always looking out for your best interest.
Ask about our FREE referral program to experienced, local Mortgage Loan Officers and Realtors ready to assist!
Buying a home is one of the most significant purchases in a lifetime. Therefore, it is essential to have an experienced team in your corner, always looking out for your best interest.
Ask about our FREE referral program to experienced, local Mortgage Loan Officers and Realtors ready to assist!
TURN YOUR HOMEOWNERSHIP DREAM INTO A REALITY.
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4132 Atlanta Hwy
Suite 110 - #123
Loganville, GA 30052
404.262.5489