MEMBERSHIP BENEFITS
A Written Credit Analysis
Analyzing your credit is crucial for homebuyers. Your credit is one of the key components’ lenders use to establish how much to lend. I will fully evaluate what your credit looks like and offer you a written analysis (in plain English) of what it all means.
Monthly Credit Repair, Including Suppression Letters
Is your credit not so good? Your credit is your ticket to a new home, and I will help you understand the next steps to repair your credit. Using my expert knowledge, I will guide you step-by-step to get your credit in your favor.
Monthly Video Updates, Including Any Next Steps
Each month I will send you a video reviewing where you started and how far you’ve come! Progress happens over time, so this video provides a visual of your journey from start to finish.
Recommendations For Credit Building Products
I have worked with many people to repair credit and put them in their dream homes. There are so many products out there that can be useful but wading through them can be overwhelming. I will make recommendations for a variety of credit building products that will meet your specific needs
A One-On-One Budget And Credit Coaching Session For Up To 120 Minutes
With your membership, you have the benefit of my time and expertise. I offer personalized 1-1 budget and credit coaching sessions with you to make sure you are staying on the path to homeownership.
A Money Habitude Game To Determine Your Financial Personality
Everyone experiences money differently throughout their lives. It’s important to recognize your financial personality. Understanding your relationship with money is easily explained through a simple game designed to help you discover how, where and when you spend so you can be sure to stay financially healthy throughout your life.
Ongoing Financial Education Via Email
Membership has its perks! You will receive member-exclusive emails helping with tips to continuously educate you about your finances and keep you earning and saving while repairing and improving your credit.
Student Loan Coaching
Have student loans? Allowing student loans to dominate your financial life for the rest of your life is a very real possibility if you aren’t careful with your finances. I offer coaching to help you pay off student loan debt in the quickest and cheapest way possible.
A video review Of Your FICO Credit Report Before Applying For A Mortgage Loan
When you apply for a mortgage loan, lenders will look at your FICO credit report. You will be ready to talk a serious game and understand the numbers following our video review of your credit report, giving you an edge prior to applying.
A Referral To A TNPLH Network Lender And Realtor
Finding reliable support when you are buying a home is easy when you have the benefit of vetted referrals. I will offer you the most knowledgeable lenders and realtors in your area, making certain you get all the support you deserve.
An A-to-Z First-Time Homebuyer's Guide
The First-Time Homebuyer’s Guide is an essential piece of the homebuying puzzle and is included for free with your membership. It walks you step-by-step through the process of buying a home in simple terms that are easy to understand.
A First-Time Homebuyer's Roadmap
A picture speaks a thousand words and so does the Homebuyer’s Roadmap. This Roadmap easily guides you through each phase of the home buying process, so you don’t have to guess what comes next.
A Self-Paced Homebuyer's Course
Buying a house is a huge investment. Some people like to get the job done quickly and others like to take it slow. When you enroll in your self-paced homebuyer’s course, you can take all the time you need to process and review the steps you need to take.
A TNPLH First-Time Homebuyer's Guide
Are you a first-time home buyer looking for even more information? We have a comprehensive guide for your reference available for purchase. This guide is full of answers to a vast collection of questions you may have.
A TNPLH Closing Gift
Yay! You finally closed on your dream home. We will send you a closing gift to celebrate your new house. Congratulations!
MEMBERSHIP BENEFITS
A Written Credit Analysis
Analyzing your credit is crucial for homebuyers. Your credit is one of the key components’ lenders use to establish how much to lend. I will fully evaluate what your credit looks like and offer you a written analysis (in plain English) of what it all means.
Monthly Credit Building,
Including Suppression Letters
Is your credit not so good? Your credit is your ticket to a new home, and I will help you understand the next steps to repair your credit. Using my expert knowledge, I will guide you step-by-step to get your credit in your favor.
Client Portal
Each month you will receive an update on where you started and how far you’ve come! Progress happens over time, so this video provides a visual of your journey from start to finish. Log into your client portal to review your progress.
Recommendations For Credit Building Products
I have worked with many people to improve credit and put them in their dream homes. There are so many products out there that can be useful but wading through them can be overwhelming. I will make recommendations for a variety of credit building products that will meet your specific needs.
A One-On-One Budget And Credit Coaching Session For Up To 120 Minutes
With your membership, you have the benefit of my time and expertise. I offer personalized 1-1 budget and credit coaching sessions with you to make sure you are staying on the path to homeownership.
A Money Habitude Game To Determine Your Financial Personality
Everyone experiences money differently throughout their lives. It’s important to recognize your financial personality. Understanding your relationship with money is easily explained through a simple game designed to help you discover how, where and when you spend so you can be sure to stay financially healthy throughout your life.
Ongoing Financial Education Via Email
Membership has its perks! You will receive member-exclusive emails helping with tips to continuously educate you about your finances and keep you earning and saving while repairing and improving your credit.
Student Loan Coaching
Have student loans? Allowing student loans to dominate your financial life for the rest of your life is a very real possibility if you aren’t careful with your finances. I offer coaching to help you pay off student loan debt in the quickest and cheapest way possible.
A video review Of Your FICO Credit Report Before Applying For A Mortgage Loan
When you apply for a mortgage loan, lenders will look at your FICO credit report. You will be ready to talk a serious game and understand the numbers following our video review of your credit report, giving you an edge prior to applying.
A Referral To A TNPLH Network Lender And Realtor
Finding reliable support when you are buying a home is easy when you have the benefit of vetted referrals. I will offer you the most knowledgeable lenders and realtors in your area, making certain you get all the support you deserve.
An A-to-Z First-Time Homebuyer's Guide
The First-Time Homebuyer’s Guide is an essential piece of the homebuying puzzle and is included for free with your membership. It walks you step-by-step through the process of buying a home in simple terms that are easy to understand.
A First-Time Homebuyer's Roadmap
A picture speaks a thousand words and so does the Homebuyer’s Roadmap. This Roadmap easily guides you through each phase of the home buying process, so you don’t have to guess what comes next.
A Self-Paced Homebuyer's Course
Buying a house is a huge investment. Some people like to get the job done quickly and others like to take it slow. When you enroll in your self-paced homebuyer’s course, you can take all the time you need to process and review the steps you need to take.
A TNPLH First-Time Homebuyer's Guide
Are you a first-time home buyer looking for even more information? We have a comprehensive guide for your reference available as our git to you. This guide is full of answers to a vast collection of questions you may have.
A TNPLH Closing Gift
Yay! You finally closed on your dream home. We will send you a closing gift to celebrate your new house. Congratulations!
DIY Option
(Do It Yourself)
Just like the journey to the Emerald City—it’s all about realizing the power to succeed is within you. This DIY plan is designed for you to take charge of your credit journey, manage it at your own pace, and make real progress on your own terms. Congratulations on choosing independence and believing in your ability to make it happen!
Disclaimer – Affiliate Links - Please be aware that some of the links on this site are affiliate links. If you click on and make a purchase through these links, There's No Place Like Home Homebuyer Club may receive financial compensation. These funds help support the nonprofit’s mission and operations.
smartcredit ® BASIC
24.95/mo
Cancel Anytime
smartcredit ® PREMIUM
$29.95/mo
Cancel Anytime
90 Day
Plans
Check through any of your desired package and pick a payment plan.
Ready to kick off your journey to homeownership? Let’s take it one step at a time, starting with Munchkin Land! Whether you're flying solo or teaming up as a couple, this 90-day plan is all about helping you build a strong credit foundation and giving you the tools to move forward with confidence.
Munchkin Land
Individual
THREE MONTHS
$350
One time Payment
This limited plan includes up to 10 credit dispute letters over the course of 3 months, addressing inaccuracies or errors on your credit report. Our team will work diligently to identify and challenge negative items that may be affecting your credit score.
This plan is ideal for individuals who are looking for a shorter-term commitment and need targeted assistance in improving their credit
Munchkin Land
Couples
THREE MONTHS
$750
One time Payment
Renewal Option
If you don’t see the desired results after 90 days, you can extend your credit building journey with a 6-month renewal for a one-time payment of $600 each. This plan provides continued support, additional dispute letters, and guidance to help you achieve your financial goals.
6 Month
Plans
Check through any of your desired package and pick a payment plan.
RUBY SLIPPERS
Individual
Ready to start your journey toward owning your dream home? Slip on those Ruby Slippers and let’s take the first step together! With a detailed credit analysis, personalized recommendations, and 24/7 access to your client portal, you’ll have everything you need to prepare your credit for the exciting home-buying process.
This plan is perfect for future homeowners who want to understand their credit profile and get the tools to stay on track.
24/7 Client Portal Access
Certified Mail w/Delivery Tracking (R1 optional)
CFPB Complaints
Credit Analysis
Credit Building Recommendations
Collection Agency Faxing
Financial Education
First Class Mail (included)
Individual Letters
Monthly Progress Report
Referral to TNPLH Network Lender or Realtor
Unlimited Disputes
SIX MONTHS
$600
One Payment
THE YELLOW
BRICK ROAD
Individual
Ready to achieve your dream of owning a home? The Yellow Brick Road package offers everything you need—credit-building services, personalized advice, and monthly updates—to stay on track.
This plan is ideal for individuals seeking support to improve their credit and confidently move toward homeownership
Everything in the RUBY SLIPPERS PLAN PLUS...
A-Z First-time Homebuyers Roadmap
First Class Mail
First-Time Homebuyer's Guide
Interactive Homebuyer Course
Money Habitudes Game
Monthly Budget & Credit Coaching
Monthly Credit Action Plans
Student Loan Coaching
Video Review of FICO Report
SIX MONTHS
$1200
($600 down &
$200 a month for 3 months)
Individual Payment Plan
THE YELLOW
BRICK ROAD
Couples
Ready to turn your dream of owning a home into reality—together? The Yellow Brick Road package is made exclusively for couples who want top-notch support on their journey. From building your credit to getting personalized advice, we’ve got everything you need to make your path to homeownership smooth and successful.
This plan is ideal for couples ready to build their future together with a strong understanding of their combined credit health.
Everything in the RUBY SLIPPERS PLAN PLUS...
A-Z First-time Homebuyers Roadmap
First Class Mail
First-Time Homebuyer's Guide
Interactive Homebuyer Course
Money Habitudes Game
Monthly Budget & Credit Coaching
Monthly Credit Action Plans
Student Loan Coaching
Video Review of FICO Report
SIX MONTHS
$1800
($900 down &
$225 a month for 4 months)
Couples Payment Plan
30 Minute
Consultation Call
SCARECROW'S SOLUTIONS
Need to Pick a Counselor's Brain?
When you need quick, focused advice, Scarecrow’s Solutions is here to help. Our 30-minute counseling session with one of our financial coaches is designed to get you the answers you need. Whether you have specific questions about budgeting, credit, homeownership, or anything else, this session allows you to ask away until the clock runs out. If we wrap up early, we’ll ensure you leave with a detailed action plan to guide your next steps.
This plan is great for those times when you just need information to help you answer a specific question, without any long-term commitment.
30 Minute Consultation
$25 One Time Payment